MICHAEL GROVE - RUOFF HOME MORTGAGE
VP | BRANCH MANAGER
NMLS: 1037919
574.274.2329 - cell
574.234.5201 - office
Michael.Grove@Ruoff.com
www.Ruoff.com/MichaelGrove
1710 East Edison Road
South Bend, IN 46617
ABOUT MICHAEL GROVE
Michael Grove brings 18 years of financial services expertise to his role as VP and Branch Manager of Ruoff Mortgage's South Bend office, with the past 13 years dedicated specifically to helping clients achieve their homeownership dreams. As a senior loan officer with an impressive customer satisfaction
Whether you're a first-time homebuyer navigating the process, an investor expanding your portfolio, someone looking for that perfect vacation property, or a homeowner seeking to refinance, Michael takes his responsibility seriously while making the experience personal and approachable. His clients consistently praise his clear communication, responsiveness, and willingness to go above and beyond throughout the entire mortgage process.
When he's not helping clients secure their dream homes, Michael stays busy attending (often coaching) his four kids' soccer and lacrosse games, wrestling matches, and crosscountry events, pursuing woodworking projects, playing racquetball, soccer, and ping-pong, and perfecting his blueberry pancake recipe (a work in progress!).
Proudly serving Indiana and Michigan, Michael and the Ruoff Mortgage team are committed to keeping you informed every step of the way—from pre-approval to the closing table.
HOW IT WORKS

Get Approved
Get pre-approved for a mortgage: Know how much you can afford, shop with confidence, and win the bidding war!

Find Dream Home
Finding your dream home is a journey, and we're here to guide you every step of the way. So let's get started on your journey today!

Closing
Whether you're trading up or down, it's time to enjoy your new home! Browse with confidence, get Pre Approved today!
MORTGAGE CALCULATOR
Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
Payment
Schedule
Your mortgage payments over 30 years will add up to $0.
Get more info from Ruoff!
AFFORDABILITY CALCULATOR
Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
You can afford a home up to: $0
Your debt-to-income ratio is 36%
Quite affordable.
View Affordable PropertiesQuite affordable.
Payment Breakdown:
$0 Month
Get more info from Michael Grove!

Timothy Vicsik
Broker Associate | RB14051798
Timothy Vicsik
Broker Associate | RB14051798
With a rich tapestry of over 25 years in the real estate industry, Tim stands as a beacon of knowledge, integrity, and unwavering commitment in the realm of property transactions. As a seasoned realtor, Tim has not just weathered the ever-changing tides of the real estate market, but has also emerged as a trusted advisor, dedicated to turning dreams into addresses.
Contact Tim today and embark on a real estate journey guided by expertise, integrity, and personalized service.
With a rich tapestry of over 25 years in the real estate industry, Tim stands as a beacon of knowledge, integrity, and unwavering commitment in the realm of property transactions. As a seasoned realtor, Tim has not just weathered the ever-changing tides of the real estate market, but has also emerged as a trusted advisor, dedicated to turning dreams into addresses.
Contact Tim today and embark on a real estate journey guided by expertise, integrity, and personalized service.



