MICHAEL GROVE - RUOFF HOME MORTGAGE

VP | BRANCH MANAGER
NMLS: 1037919
574.274.2329 - cell
574.234.5201 - office
Michael.Grove@Ruoff.com
www.Ruoff.com/MichaelGrove
1710 East Edison Road
South Bend, IN 46617

ABOUT MICHAEL GROVE

Michael Grove brings 18 years of financial services expertise to his role as VP and Branch Manager of Ruoff Mortgage's South Bend office, with the past 13 years dedicated specifically to helping clients achieve their homeownership dreams. As a senior loan officer with an impressive customer satisfaction 
Whether you're a first-time homebuyer navigating the process, an investor expanding your portfolio, someone looking for that perfect vacation property, or a homeowner seeking to refinance, Michael takes his responsibility seriously while making the experience personal and approachable. His clients consistently praise his clear communication, responsiveness, and willingness to go above and beyond throughout the entire mortgage process.
When he's not helping clients secure their dream homes, Michael stays busy attending (often coaching) his four kids' soccer and lacrosse games, wrestling matches, and crosscountry events, pursuing woodworking projects, playing racquetball, soccer, and ping-pong, and perfecting his blueberry pancake recipe (a work in progress!).
Proudly serving Indiana and Michigan, Michael and the Ruoff Mortgage team are committed to keeping you informed every step of the way—from pre-approval to the closing table.
 

HOW IT WORKS

Get Approved

Get pre-approved for a mortgage: Know how much you can afford, shop with confidence, and win the bidding war!

Find Dream Home

Finding your dream home is a journey, and we're here to guide you every step of the way.  So let's get started on your journey today!

Closing

Whether you're trading up or down, it's time to enjoy your new home!  Browse with confidence, get Pre Approved today!

MORTGAGE CALCULATOR

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.
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AFFORDABILITY CALCULATOR

Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.
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You can afford a home up to: $0
Your debt-to-income ratio is 36%
Quite affordable.
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Timothy Vicsik
Timothy Vicsik
Broker Associate | RB14051798
Timothy Vicsik
Broker Associate | RB14051798

A South Bend area resident for over 50 years, Tim brings a level of local knowledge that simply can't be Googled. He knows the neighborhoods, the streets, the hidden gems, and yes, even where to park on game day.
 

  • Luxury Homes in South Bend & Granger.
  • Properties near the University of Notre Dame.
  • Relocation Services for out-of-town buyers.
     

Tim's sweet spot sits at the intersection of lifestyle and smart investing. He specializes in luxury homes for buyers who want the best the South Bend market has to offer, condos and properties near the University of Notre Dame — including investment and rental properties — and second homes and long-distance transactions for out-of-town buyers who need a trusted local expert in their corner. Whether you're relocating from across the country or looking for the perfect pied-à-terre near Notre Dame Stadium, Tim has done it before and knows how to make it seamless.

A South Bend area resident for over 50 years, Tim brings a level of local knowledge that simply can't be Googled. He knows the neighborhoods, the streets, the hidden gems, and yes, even where to park on game day.
 

  • Luxury Homes in South Bend & Granger.
  • Properties near the University of Notre Dame.
  • Relocation Services for out-of-town buyers.
     

Tim's sweet spot sits at the intersection of lifestyle and smart investing. He specializes in luxury homes for buyers who want the best the South Bend market has to offer, condos and properties near the University of Notre Dame — including investment and rental properties — and second homes and long-distance transactions for out-of-town buyers who need a trusted local expert in their corner. Whether you're relocating from across the country or looking for the perfect pied-à-terre near Notre Dame Stadium, Tim has done it before and knows how to make it seamless.

Phone

+1(574) 329-9587

Email

tim@timvicsik.com

Address

1144 Corby Blvd, South Bend, IN, 46617, USA

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