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Clear to Close: Mortgage Guide 101
If you’ve been through the mortgage process – or you’re right in the middle of it – chances are you’ve heard the phrase “Clear to Close.” It’s the moment buyers, lenders, agents, and title companies all look forward to. But what does it really mean, and why does it matter so much? What “Clear to
Navigating High Mortgage Rates – Tips for Home Buyers
Navigating High Mortgage Rates: Strategies for Homebuyers in St. Joseph and Elkhart County If you’re thinking about buying a home in St. Joseph or Elkhart County, you’ve probably noticed that mortgage rates aren’t as low as they were a few years ago. While higher rates can be frustrating, they d
Pre-Qualified vs. Pre-Approved: Why Pre-Approval Gives You the Home-Buying Edge
Understanding the Difference Between Pre-Qualified and Pre-Approved The home buying process comes with its own set of vocabulary that every prospective buyer should understand. Among the key terms are pre-qualified and pre-approved—terms that are often used interchangeably but have distinct differ
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